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Auto Insurance AdviceStudent Discount Getting good grades as a student does pay off. If you maintain at least a B average (3.0 GPA), be sure to ask your auto insurance company about a good student discount. Increase the Minimum Deductible Increasing your deductible can allow you to save more on your monthly insurancepremiums. Just realize that if the deductible is $400, you will be responsible to cover any damage $400 or under. If you can't cover that damage out of your own pockets, then you shouldn't increase the deductible and just pay the higher monthly insurance premium. Different Cars Will Have Different Premiums Keep in mind that certain cars will cost you more in car insurance premiums. Sports cars and SUV tend to cost more than regular sudans. The idea is if you are driving a sports car (more power), you are more likely to speed which is one of the more frequent causes for accidents. Anti-Theft Devices Having anti-theft devices is not only useful to help reduce the chance of your car from getting stolen but will also help reduce your monthly auto insurance premiums. Devices such as lo-jack and car alarms will definitely save you a few bucks. |